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Forex July 23, 2026

Dollar Holds Steady; Euro Awaits ECB Decision While Yen Trades Near a Four-Decade Low

Federal Reserve building - Forex market July 23, 2026

Forex Market Overview - July 23, 2026

Data timestamp: Approximately 6:10 p.m. Beijing time on July 23, 2026.

Foreign exchange markets trade almost continuously. The figures below are intraday snapshots rather than official central-bank reference rates or New York closing prices.

Market Overview

The U.S. Dollar Index held near 101 after four consecutive sessions of gains. Middle East tensions and rising oil prices supported safe-haven demand for the dollar, while expectations of a hawkish European Central Bank limited its advance against the euro.

FX IndicatorJuly 23 Intraday PriceDaily Move
U.S. Dollar Index101.14Up approximately 0.02%
EUR/USD1.1411Nearly unchanged
GBP/USD1.3370Down approximately 0.08%
USD/JPY163.37Up approximately 0.13%
AUD/USD0.7000Nearly unchanged
USD/CAD1.4082Down approximately 0.04%
USD/CHF0.8147Up approximately 0.01%
USD/CNY, onshore6.7699Down approximately 0.04%
USD/MYRApproximately 4.089Up approximately 0.12%
USD/INR96.684Up approximately 0.13%

Global Market Context

1. Middle East Risks Support the Dollar

Renewed U.S.-Iran hostilities and Houthi attacks on Saudi tankers pushed Brent crude close to $98 per barrel.

Higher oil prices are increasing inflation expectations, lifting U.S. yields and supporting demand for dollar liquidity and safe-haven assets.

However, the dollar's strength was selective rather than broad based:

  • Stronger against the yen, sterling and several oil-importing currencies
  • Almost unchanged against the euro
  • Slightly weaker against the Canadian dollar
  • Showing limited movement against the Chinese yuan

2. U.S. Rate Expectations Remain Hawkish

The U.S. two-year Treasury yield reached a 17-month high, while the ten-year yield traded near 4.67%.

The Federal Reserve meets on July 28-29. Rates are widely expected to remain unchanged, but investors will watch for signals that a September increase remains possible.

Major Currency Performance

Euro

EUR/USD briefly reached a one-week high of 1.1429 before easing toward 1.1411.

The ECB was expected to leave rates unchanged on July 23. Markets were assigning approximately:

  • A 20% probability of an increase at the July meeting
  • An 80% probability of an increase in September

A hawkish ECB signal could support the euro, although high energy costs also create economic-growth risks for the euro area.

Japanese Yen

USD/JPY rose as high as 163.44, leaving the yen near its weakest level since December 1986.

The yen remains under pressure because of:

  • The wide U.S.-Japan interest-rate differential
  • Japan's dependence on imported energy
  • Expectations of gradual rather than aggressive BOJ tightening
  • Continued yen-funded carry trades

Japan intervened to buy yen in April and May 2026, so intervention risk is elevated around 163-164.

British Pound

GBP/USD traded near 1.3370.

Higher oil prices may increase UK inflation and bond yields but could also weaken consumption and growth. Sterling therefore remained largely range-bound.

Australian Dollar

AUD/USD traded between 0.6987 and 0.7022.

Australia's unemployment rate held at 4.4%, reinforcing expectations that the Reserve Bank of Australia may resume tightening. Geopolitical risk and dollar demand nevertheless capped the currency's gains.

Canadian Dollar

USD/CAD edged lower to around 1.4082, indicating modest Canadian-dollar strength.

As a major crude exporter, Canada generally benefits from higher oil prices. However, tariff concerns and domestic growth expectations continued to limit the currency's advance.

Asian Currencies

Chinese Yuan

Onshore USD/CNY traded near 6.7699, with a narrow range of 6.7678-6.7729.

The yuan remained relatively stable amid central-bank management, export-related currency inflows and cautious regional risk sentiment.

Malaysian Ringgit

USD/MYR traded around 4.087-4.091, showing modest ringgit weakness.

Higher energy prices can improve Malaysia's export revenues, but stronger safe-haven demand for the dollar and risk aversion exerted short-term pressure on the ringgit.

Indian Rupee

USD/INR rose to 96.684, close to its one-year high of 96.965.

India's dependence on imported oil makes the rupee particularly sensitive to crude prices. Higher energy costs increase the country's import bill, inflation pressure and demand for dollars.

Korean Won and Regional FX

The Korean won outperformed, with USD/KRW falling about 0.5% toward 1,469.41 after South Korea's second-quarter economy expanded by 0.6%, exceeding expectations.

The Indonesian rupiah remained near 17,921 per dollar as rising energy prices limited demand for oil-importing currencies.

Currency Pairs to Watch

Currency PairKey Issue
EUR/USDECB decision and September hike expectations
USD/JPYIntervention risk and U.S.-Japan rate differential
GBP/USDUK inflation and energy costs
USD/CADOil prices and Canadian trade conditions
AUD/USDAustralian inflation, employment and Chinese demand
USD/CNYPBOC fixing and capital flows
USD/MYREnergy exports and regional fund flows
USD/INROil-import costs and RBI intervention

Market Drivers

  • European Central Bank guidance
  • Federal Reserve meeting on July 28-29
  • Middle East conflict and oil prices
  • Potential Japanese currency intervention
  • Asian central-bank policies and capital flows

Outlook

The principal near-term ranges based on July 23 intraday trading are:

Indicator or PairNear-Term Range
U.S. Dollar Index100.90-101.40
EUR/USD1.1380-1.1450
GBP/USD1.3330-1.3410
USD/JPY162.50-164.00
AUD/USD0.6970-0.7040
USD/CAD1.4020-1.4120
USD/CNY6.7600-6.7900
USD/MYR4.0750-4.1050
USD/INR96.30-97.00

A clear ECB signal favouring a September hike could lift EUR/USD toward 1.1450-1.1500. Continued oil-price strength and more hawkish Fed expectations could push the Dollar Index above 101.40 and USD/JPY toward 164.

Actual Japanese intervention could trigger a rapid decline in USD/JPY. De-escalation in the Middle East would likely reduce safe-haven dollar demand and support the euro and Asian currencies.

For observation only; not investment advice.